S-Corporation

S-Corp Income Calculator

S-corp income isn’t just your distributions. A lender generally combines the W-2 wages your business pays you, your share of K-1 ordinary income, and your ownership share of the business’s non-cash add-backs — then checks whether the business can actually support it. Educational estimate, for planning.

1. Your S-corp income
$
Your reasonable-compensation W-2 from the business.
$
Already your share — not multiplied by ownership % again. Enter your K-1 ordinary business income (a number).
Applied only to business-return add-backs. Enter your ownership percentage (0–100).
Lenders often test business liquidity before using this income.
2. Business-return add-backs (100%)

From the 1120S. Your ownership % is applied automatically.

$
$
$
$
Subtracted, per Form 1084.

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Your estimate appears here.

Enter your figures and select Calculate.

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