For Mortgage Professionals

Stop losing mortgages to self-employed income calculations.

Self-employed income analysis is slow, inconsistent, and hard to document. Mitig8 AI gives loan officers, processors, and lenders one standardized, repeatable way to calculate it — and a worksheet you can hand to underwriting.

The problem

Two people at the same shop can run the same tax returns and land on different income. Every deal means re-deriving the same math by hand, and when underwriting asks how you got there, the worksheet lives in someone’s head or a stray spreadsheet.

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Standardized analysis

The same method every time, across sole prop, S-corp, partnership, and K-1 income.

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Lender-ready worksheets

A clean, itemized output you can attach to the file instead of a hand-built spreadsheet.

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Saved analyses

Every borrower’s analysis stored and retrievable — not re-keyed for each conversation.

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Audit trail

See which figures drove the result, so the logic is defensible on review.

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Faster review

Cut the manual re-derivation on every self-employed file.

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Dashboard

Keep your team’s analyses in one place instead of scattered across machines.

The pathway is simple

Borrowers find the free tools, run their own numbers, and arrive better prepared. You use the professional software to turn that into a documented, repeatable analysis your underwriters trust.

  1. Free calculator → a useful result
  2. “This takes too much manual work.”
  3. Mitig8 AI professional software

Mitig8 AI Professional

Standardized self-employed income analysis for your team.

Get Mitig8 AI →

Stop losing mortgages to self-employed income calculations.

Give every self-employed file the same rigor, in a fraction of the time.

See How Mitig8 AI Works for Lenders →

Mitig8 AI is a professional productivity tool. It does not guarantee approvals, underwriting acceptance, or loan outcomes, and it does not replace lender or investor guidelines and professional judgment.